Notes:
1. EPF Conventional Customer older than 55 years old   a. Release Control = Yes   b. NRIC number yymmdd must be >= 55 years old
2. EPF Conventional Customer younger than 55 years old   a. Release Control = Blank   b. NRIC yymmdd must be < 55 years old
3. EPF Shariah Customer older than 55 years old   a. Release Control = Yes   b. NRIC yymmdd must be >= 55 years old,   c. Shariah flag = Yes   d. Shariah Effective Date = older than today
4. EPF Shariah Customer younger than 55 years old   a. Release Control = Blank   b. NRIC yymmdd must be > 55 years old   c. Shariah flag = Yes   d. Shariah Effective Date = older than today